It's that time of year again--time to take stock of all the little things that you need to change and hopefully stick with a plan that lasts past January 2nd. Better to look at this as a time of renewal, rather than obsessing about all the things you do wrong. You're much less likely to make these changes if you focus on the negative, rather than the positive. So focus on: I will be better, rather than, I've been terrible.
Just keep in mind that you're not alone. Financial resolutions top the list for most everybody, along with improving physical health. Check out the top ten resolutions
from USA.gov. Managing debt and saving money top the list. If you've got a lot of money, you've got more to manage. If you're struggling, you need to find ways to save. Whatever your situation, right now is a great time to figure out how you can make 2010 be the year of some personal economic recovery.
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