By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 10:57AM Tuesday February 15, 2011
under
Personal Finance
The Dow Jones Industrial Average is churning upward and the Standard & Poor 500 index is sitting pretty as well. Excitement is in the air as investors are optimistic about the stock market and the business environment as a whole. Corporate profits are at record levels, companies are flush with cash and unemployment is dropping.
While all of these are great, investors should brace themselves for the inevitable market pullback that is to come.
Here are three things that you could do to profit from a market drop.
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By CardHubGuest Blogger(view all posts by CardHub)
at 7:54AM Monday February 14, 2011
under
Personal Finance
Choosing a
credit card
for excellent credit seems like a welcome burden. Do you want
travel perks or cash back? Maybe you would prefer added rewards on
your gas purchases? It's a can't lose situation. Or so you might
think.
Unfortunately, many people with excellent credit eschew these
traditional perks and instead open a Visa Signature credit card, a
World MasterCard credit card or an American Express
charge card because they
believe that these cards allow limitless spending. In doing so,
however, consumers not only forgo conventional rewards but also
jeopardize the credit standing that made them eligible for such
benefits in the first place.
Read More »
By Kent_ThuneGuest Blogger(view all posts by Kent_Thune)
at 10:56AM Thursday February 10, 2011
under
Personal Finance
Image by Christopher Thomas (Own work) [CC-BY-SA-2.5 (www.creativecommons.org/licenses/by-sa/2.5)], via Wikimedia Commons
Question:
I read your post last week on Behavioral Finance. Can you tell me more about "confirmation bias?" How is it good or bad for me as an investor?
Confirmation bias is a technical name for the human desire to find information that agrees with their existing view. As I said in last week's post,
Behavioral Finance 101, people don't like to be wrong so they tend to seek information that proves them right.
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By NerdWallet(view all posts by NerdWallet)
at 8:57AM Thursday February 10, 2011
under
Personal Finance
We've all seen the Citibank commercials where young criminals speak
through the mouths of their
identity theft victims. It's not a pretty picture.
Yet, the reality of getting your identity stolen may be even more
ugly. Think of all the time spent and hassle involved with
retracing your new enemy's tracks. After using your personal info
to set up credit card accounts, having fun literally at your
expense, your credit score's gone to pot and you have to spend
months if not years digging yourself out of their hole.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:58AM Tuesday February 8, 2011
under
Personal Finance
Image Courtesy of DRB62 via Flickr
I am sure that just about everyone reading this post is familiar with bonds. Savings bonds are one of the most popular investments with young and old investors. You can buy them at your local bank or online at sites like Treasury Direct. Even corporate bonds are now relatively known products by just about all investors. You can purchase these bonds at online brokerages like
Scottrade or e*Trade. There is, however, another type of bond product that most investors may not be as familiar with. These bonds are the riskiest of all bonds but also have some incredible yields.
The class of bonds that I am speaking of is junk bonds.
Read More »
By CreditCardForum(view all posts by CreditCardForum)
at 9:55AM Monday February 7, 2011
under
Personal Finance
According to a
U.S. Bureau of Justice Statistics study that
was released at the end of last year, 11.7 million Americans were
victims of identity theft during the past two years and more than
half of those cases involved credit card fraud of some sort.
Disputing unauthorized charges on your credit card due to identity
theft is a relatively straightforward process. However, things
aren't so clear cut when you are disputing the quality of a
purchase you actually made (
for goods or services). But
whether it's blatant fraud or a problem with quality, make sure you
know these ABCs of credit card disputes...
Read More »
By Guest_BloggerGuest Blogger(view all posts by Guest_Blogger)
at 9:56AM Friday February 4, 2011
under
Personal Finance
In the first part of this investigation of
credit card fraud, we looked at how criminals illegally obtain personal information to use fraudulently. In this second part we explore how fraudsters use this information for criminal activities, and what measures banks and companies take to protect their customers from such attacks.
Read More »
By Kent_ThuneGuest Blogger(view all posts by Kent_Thune)
at 8:55AM Thursday February 3, 2011
under
Personal Finance
Question:
I keep hearing and seeing the term 'Behavioral Finance.' What is it and how may I benefit from it?
Behavioral Finance is just what one might guess: It is a broad term that encompasses the psychology of money.
Read More »
By NerdWallet(view all posts by NerdWallet)
at 7:58AM Wednesday February 2, 2011
under
Personal Finance
Image Courtesy of zingersb via
Flickr
Credit card con-artists can be extremely crafty, something you know
first hand if you've found yourself entangled in one of their
scams. It's not just people on the news; many Americans find
themselves scammed each year.
Below, you can find four examples of some disturbingly compelling
credit card fraud.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 10:57AM Tuesday February 1, 2011
under
Personal Finance
It's not always the big expenses that eat away your ability to build wealth. Sometimes it's the small expenses that often are often unaccounted for that destroy your financial goals. There is one cost that most people take for granted. They pay it month after month and give little thought to the effect that it has on the financial well-being. The hidden costs that are killing your finances are late fees.
Read More »
By CassieB(view all posts by CassieB)
at 7:58AM Monday January 31, 2011
under
Personal Finance
Having some money stashed away as savings is an important part of
being financially healthy. My husband and I call that savings a
"cushion." There are several reasons having a "cushion" is
important, and most of them are more important than just a mere
rainy day.
Read More »
By Guest_BloggerGuest Blogger(view all posts by Guest_Blogger)
at 10:55AM Friday January 28, 2011
under
Personal Finance
This is the first of three posts in which we will explore all the issues around credit card fraud, including how fraudsters steal credit card details, how they use this information, how you are protected and the action you can take to protect yourself. Part one details the techniques that fraudsters employ to maliciously access data and steal money, techniques that we should all be aware of in order to help protect ourselves from such criminality.
Read More »
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