By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 1:05PM Tuesday September 14, 2010
under
Personal Finance
I thought I would take a contrarian look today at the biggest things that keep most people from retiring. Very few people knowingly plan for their financial life to be in shambles. Sometimes just neglecting to make a few simple decisions can basis that wreak havoc in your financial life. The best way to keep yourself from falling into a financial trap is by knowing exactly what signs to look for.
Here are 3 ways to ensure that you will be working well into your golden years.
Read More »
By Kent_ThuneGuest Blogger(view all posts by Kent_Thune)
at 8:36AM Thursday September 9, 2010
under
Personal Finance
Question:
I have a 401(k) at work but I also have several credit cards, some of which have high limits ($32,000 total credit card debt). Should I stop contributing to the 401(k) even though my employer offers a match?
Your question is among the most common, especially in today's difficult environment, with regard to personal finance and savings. It also overlaps with other
personal finance areas so let's cover the basics with 8 steps to financial health:
Read More »
By savingtools.comGuest Blogger(view all posts by savingtools.com)
at 9:58AM Wednesday September 8, 2010
under
Personal Finance
The history of dating is steeped in chivalry. Until the eighties, women were either grossly underpaid or not employed at all, and this led to the expectation that the man would foot the bill for the evening's plans. Now that men don't walk around with clubs slung over their shoulders, it's time to look at the first date in a new light.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 10:04AM Tuesday September 7, 2010
under
Personal Finance
Yesterday was Labor Day. It's a federal holiday in which Americans celebrate all of the achievements of workers. Many people celebrate by attending cookouts, parties, or just relaxing. You probably found a fun way to spend your Labor Day weekend. Now that Labor Day is over, it's a good time to do a checkup on your retirement plan. Most people work to earn income so that they can pay their bills. The goal of every worker is to earn enough money so that they can one day retire.
Here are three tips that will help you reach your retirement dream a little sooner.
Read More »
By ChristopherBGuest Blogger(view all posts by ChristopherB)
at 11:38AM Friday September 3, 2010
under
Personal Finance
A couple weeks ago, while cleaning out my garage, storage shed, and attic, I got to thinking: was any of this junk worth anything? Rather than throw everything on the curb for pickup day, I figured I would first see how much I could sell it for.
Read More »
By Kent_ThuneGuest Blogger(view all posts by Kent_Thune)
at 11:23AM Thursday September 2, 2010
under
Personal Finance
This week, instead of answering one question, I will address one area where I constantly receive many questions in many different forms: Retirement.
What better time than Labor Day to think of what is often called the longest vacation of your life? Not only is it an appropriate time to think of retirement but it's a perfect opportunity to change thinking about retirement and how it relates to work.
Read More »
By savingtools.comGuest Blogger(view all posts by savingtools.com)
at 11:36AM Wednesday September 1, 2010
under
Personal Finance
Before the foreclosure crisis, people would have no problems buying a home with a 30-year loan. But since the foreclosure crisis, people are looking at their debts in a much different way. Many people know someone who is going through foreclosure, or they have been watching the news, and reading the newspapers. They know how volatile and frightening the financial market has become, and they are beginning to become less secure in a future that they once believed was solid.
And, with rates so much lower now, many can afford to pay a 15-year monthly payment just as easily as they used to pay a 30-year mortgage. The interest rates for most fixed rate mortgages are now under four percent. But that doesn't necessarily mean refinancing is the way to go. Not everyone has the stellar credit banks want these days to get a loan in the first place. What to do? Keep your current mortgage and pay it in half the time.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 11:29AM Tuesday August 31, 2010
under
Personal Finance
If you turn to a business news channel, all you hear is bad news about the United States economy. Unemployment is high, jobs are scarce, and there are fears of a double dip recession. Commentators paint a worse case scenario and act as if the end of the world is coming. While much of the financial data is bad; there is some good news from the current economic crisis. It has caused more Americans to become fiscally responsible. Many Americans are taking steps to improve their financial lives.
Let's take a look at a few of the ways that people are making the economic crisis work for them.
Read More »
By Kent_ThuneGuest Blogger(view all posts by Kent_Thune)
at 9:47AM Thursday August 26, 2010
under
Personal Finance
Question:
I've been hearing a lot about 401(k) withdrawals lately. Is it ever a good idea to take money from my 401(k)?
Taking withdrawals and borrowing money from employer-sponsored retirement plans, such as the 401(k), made headlines last week when Fidelity (
the leading retirement services provider) reported that
employees withdrew money from their 401(k) plans in the second quarter of 2010 at the highest rate in ten years.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 10:21AM Tuesday August 24, 2010
under
Personal Finance
What's the number one debt that most Americans have? The answer is too much debt. Debt does not discriminate. It plagues the lives of countless American from teenagers to senior citizens. Everyone is always trying to come up with strategies to pay off their debts. People are left wondering where to start. Should they pay off their auto loan, credit card debt or student loans first?
Here are 3 reasons to pay down your credit card debt.
Read More »
By Guest_BloggerGuest Blogger(view all posts by Guest_Blogger)
at 1:19PM Friday August 20, 2010
under
Personal Finance
Internet business have been blooming steadily each year and with the new growth comes the changes to the way business is being done. Tax related issues are often confusing to the newbie so it is imperative you understand the laws that govern your state, the Federal Government, and the Internet to make sure you are always in compliance.
Read More »
By Kent_ThuneGuest Blogger(view all posts by Kent_Thune)
at 10:19AM Thursday August 19, 2010
under
Personal Finance
Question:
What is it that makes Index Funds a good investment?
The best way to explain Index Funds and their fundamental advantage over other types of mutual funds is to give a brief history:
Read More »
Subscribe to RSS
