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Stop Beating Yourself Up, It's Time To Move On

By DonnaFreedmanDealPro(view all posts by DonnaFreedman)
at 12:45PM Wednesday March 14, 2012
under Personal Finance

So you've finally taken charge of your spending. Good for you! Next step: Don't self-sabotage by thinking, "If only I'd done this sooner." Plenty of people think that. They can't believe they used to spend $300 a month just on lunches out, let alone multiple thousands per year on clothes, happy hours, or concert tickets.

They wish they'd been more careful.They wish they'd deferred gratification. They wish they'd held on to even a fraction of the funds they frittered. News flash: You will never see that money again. You can't change the past.However, you can change the present – and in doing so change the future. You can change the way you handle money now. It doesn't matter when you start.It matters that you start. Read More »

4 Tips For Saving Money With Credit Cards

By jeffcrewsGuest Blogger(view all posts by jeffcrews)
at 9:45AM Tuesday March 6, 2012
under Personal Finance

Saving money should be one of the key principles taught from a young age.  I remember my  grandparents would give me $1 and say, "Now don't go and spend it all!"  In high school, it was all about saving for college. You graduate from college, and you begin to start saving for those other big events. From there, saving often becomes one of the key components of life. While saving money is a great goal, we all spend on fun, food, housing and the occasional cup of coffee. Credit cards are known for being the "King" of the spending mindset. However, there are ways to save money while using a credit card. Below are four tips to get you started. Read More »

Billeater: Dealing with Big Spender Friends without Becoming Frenemies

By savingtools.comGuest Blogger(view all posts by savingtools.com)
at 10:57AM Wednesday January 11, 2012
under Personal Finance

Everyone has a friend who likes to go out and blow cash on a big night or the latest electronic gadget. It's fun to be around someone who feels comfortable spending money, especially if you're always working to keep within your more limited budget. That fun can turn to frustration if you start to feel pressured to match your friend's spending habits, though.

Here are some ways to keep your free-spending friends without blowing through your own bank account. Read More »

Five Money Saving Ways to Start the New Year Right

By brwood(view all posts by brwood)
at 8:54AM Wednesday January 4, 2012
under Personal Finance

Happy New Year everyone! It's only the 3rd and I'm sure some of you have already given up on resolutions made three days ago. I have not, but only because I never make life changing pronouncements due to arbitrary dates on the calendar. There are however certain things that are easier to do at the end/beginning of the year than at any other time. Read More »

The Regretsy PayPal Debacle and Online Payment Alternatives

By brwood(view all posts by brwood)
at 9:58AM Wednesday December 7, 2011
under Personal Finance

Recently (Monday?) PayPal pissed off a lot of people. You may have seen the story on Jezebel, Consumerist, or a bunch of other outlets: Regretsy collected $2 donations from thousands of users to buy toys for needy kids for Christmas via a PayPal "Donate" button. PayPal froze the account and went on to provide a very nice example of how not to treat your users. Anyway, last I heard it was being worked out--someone at PayPal issued an apology and promised a donation to the Regretsy cause.

Still for many people online it was one more nail in the coffin of PayPal. All you have to do is a little Googling to read page after page of complaints against them. So here are a handful of viable alternatives I was able to find while looking online. There are pros and cons to all of them, and most likely you will still need a PayPal account in order to pay some online sellers. But you should definitely check these out: Read More »

2011 Holiday Season: Planning for a Smooth December

By MoneywiseMoms(view all posts by MoneywiseMoms)
at 7:54AM Wednesday November 30, 2011
under Personal Finance

Image by tamburix via Flickr

It's December--a month filled with joy, family, and fun. But it's also a month associated with overspending and overindulging. If you find yourself full of regret when January rolls around, use these three planning strategies to get this month under control: Read More »

Bank Transfer Day: A Roundup of Credit Union Alternatives

By pmiller(view all posts by pmiller)
at 7:56AM Thursday November 3, 2011
under Personal Finance

Photo courtesy of Mark Strozier, via Flickr

Since I posted my Credit Union 101 primer a couple weeks ago, all this talk of switching from major banks to credit unions seems to have had an effect: first Bank of America backed out of its plan to charge debit card users a $5 monthly fee, then Chase and a handful of other banks followed suit. Read More »

Buy Like Buffett: Betterment Combines Online Banking with Investment Management

By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 7:56AM Tuesday November 1, 2011
under Personal Finance

Betterment is the website that prides itself in offering low cost investment choices to individual investors. It's an online broker that helps to make investing easier for novices that may not know exactly what assets to invest in. The company's website does all of the work for you.

Here's how it works: Read More »

Buy Like Buffett: Tips for Successful Investment Management

By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 7:53AM Tuesday October 25, 2011
under Personal Finance

Investors in the stock market have a tale of some missed investment opportunity that could have made them lots of cash. It might have been missing out on Walmart in its early days or failing to buy shares of Apple when Steve Jobs returned to the company. Everybody has regrets when it comes to investing. The important thing is to learn from the investing mistakes that you have made and not to do them again.

Let's take a look at a few things that investors can do to improve their investing experience. Read More »

Buy Like Buffett: Holiday Shopping Tips to Make the Season More Affordable

By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:58AM Tuesday October 18, 2011
under Personal Finance

The holiday seasons are rapidly approaching as the year 2011 is nearing an end. This means making sure that you have your Christmas shopping list in order. Lots of consumers will be running to the stores in order to get their gifts for their family members and loved ones. It is always a winning proposition when you can bring a smile to someone's face and save some money in the process.

Here are a few tips that you can use to make holiday shopping easier on your wallet. Read More »

Credit Unions 101: Get Away from Increasing Debit Card and Bank Fees

By pmiller(view all posts by pmiller)
at 7:56AM Tuesday October 18, 2011
under Personal Finance

Photo courtesy of redspotted, via Flickr

We all heard the news late last month that Bank of America would introduce new fees to those who use their debit cards. Well, now it appears the fees-for-debit trend is spreading. In light of all this, record numbers are switching from traditional banks to local credit unions. Read More »

Support Main Street AND Save Money

By AgathaKulesza(view all posts by AgathaKulesza)
at 10:59AM Wednesday October 12, 2011
under Personal Finance

We've all heard that if we want to help change our broken financial system we need to support Main Street, NOT Wall Street.

They say we need to put our money where our mouth is by buying our goods and services from the local businesses that are the nuts and bolts of our American economy.

Read More »