By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:56AM Tuesday October 11, 2011
under
Personal Finance
Saving money today is now as important as ever. Difficult economic times call for greater financial discipline. This can be hard to do since customers are being forced to pay more for services. Even banking customers are seeing increased fees on their financial accounts as their income dwindles. Debit and credit card account holders are now in the crosshairs of financial institutions.
There are, however, some strategies that you can undertake to save money on card products.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 7:56AM Tuesday October 4, 2011
under
Personal Finance
This poor economy is making it difficult to get ahead financially. Most households are going to need to place an emphasis on making every single dollar last longer. The best way to do this is by becoming a smart money manager when it comes to your finances. You should do all that you can to increase your overall net worth while keeping your expenses in check.
Here are a few tips that will help you do this.
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By savingtools.comGuest Blogger(view all posts by savingtools.com)
at 10:57AM Wednesday September 28, 2011
under
Personal Finance
When it comes to teaching kids about money, parents often don't know what kinds of information to share. Money management is, after all, a complex topic that many adults feel they still haven't mastered themselves. Just because the subject is difficult, however, does not mean you should withhold information and ideas about money from your children. Keeping quiet about some financial matters can actually be more damaging to your children than opening your mouth and discussing them.
Here are three hypothetical scenarios to get you thinking about how you should handle future financial discussions with your children.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 9:54AM Tuesday September 27, 2011
under
Personal Finance
Maintenance fees are a big problem for many people since they deplete the amount of available funds in your checking account. These fees can be as low as $4 or as high as $20 a month just for the privilege of having a commercial bank account. These monthly maintenance fees can result in you having to pay hundreds of dollars a years in fees alone.
You can use a few of these tips to keep your account balance from dropping into the red.
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By CardHubGuest Blogger(view all posts by CardHub)
at 10:58AM Friday September 23, 2011
under
Personal Finance
If I asked you how direct deposit works, you'd probably say
something along the lines of: "It's when your employer pays you by
depositing your pay check directly into your bank account."
Whatever the exact wording is, you're likely to mention a "bank
account" or "checking account" somewhere along the line.
While all of that is currently true and to be expected, you answer
might be quite a bit different in just a couple of months.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:52AM Tuesday September 20, 2011
under
Personal Finance
A lot of people have trouble trying to live within their means on a monthly basis. These individuals would like to save money but have a hard time trying to spend less than they make. They find themselves frustrated month after month because of their inability to make any progress at saving money. In order to reach your savings goal, you should enact the following tactics to make your plan a reality.
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By Guest_BloggerGuest Blogger(view all posts by Guest_Blogger)
at 10:58AM Friday September 16, 2011
under
Personal Finance
Image by Larry Myhre via FlickrApplying for a
personal loan can be a very good thing. On the flip side, obtaining a personal loan can also be a debt trap. If you need extra funds quickly and you can pay back the money you borrowed within a reasonable amount of time, a personal loan can save you hassle, time and money.
If you are seeking a personal loan as a long-term solution to a recurring problem, this type of loan may not be the best option. As with any other kind of loan, there are times when a personal loan makes sense, and times when it's best to seek some other type of financial solution.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:57AM Tuesday September 13, 2011
under
Personal Finance
One of the most overlooked areas of personal finance is career planning. Career planning is absolutely essential to the personal finance arena because it is the area that provides you with the bulk of your income. There was a time that you would get a job and keep it for your entire working life. This is no longer the case. With companies laying off left and right, you need to do everything possible to protect your income.
Here are a few strategies that you can take to be proactive in the event of a layoff.
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By ebbeszoo(view all posts by ebbeszoo)
at 11:53AM Sunday September 11, 2011
under
Personal Finance
Unfortunately, more and more people in today's society are becoming
single parents. The reason for this could be due to the growing
divorce rate or perhaps the decreased rate of marriages in the
first place. According to the U.S. Census Bureau in November, 2009,
there are approximately 13.7 million single parents in the United
States today, and those parents are responsible for raising 21.8
million children (
approximately 26% of children under 21 in the
U.S. today).
Being a parent in today's world is expensive either way, but being
a single parent is beyond affordable! However, 13.7% of parents are
expected to do this in one way or another, everyday. As for myself,
I became a single parent of three children in 2006 after my
divorce. Is it possible? Yes, it's possible. I'm living proof one
can do it even in today's society, however, be prepared to make
some changes.
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By aksekar(view all posts by aksekar)
at 7:58AM Wednesday September 7, 2011
under
Personal Finance
On its surface, the
Sony credit card seems to be a great deal. It
earns five Sony bonus points per $1 spent on Sony products, three
points per $1 spent on dining and movies, and one point per $1
spent elsewhere. And even better, it seems that Sony points are
actually worth what you'd expect. Many rewards programs give you 1
point per $1, only to devalue the points so that your effective
rewards rate is much lower.
So when I saw that the Sony card wasn't playing into such
gimmickry, I got excited. Then I read a little closer.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 7:56AM Tuesday September 6, 2011
under
Personal Finance
Debt is a major issue in the lives of most Americans. Debt problems do not only affect your emotional life but many other areas of your life too. Debt issues can cause you increased stress, emotional turmoil and become mentally exhausting. It is important to deal with debt in a healthy manner so that it does not totally wreck other aspects of your life.
Here are a few ways that you can deal with debt that will keep you from pulling your hair out.
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By SheilaWaters(view all posts by SheilaWaters)
at 11:54AM Tuesday August 30, 2011
under
Personal Finance
If you recently formed an LLC or registered your business with your
state, you may have found your mailbox stuffed with
business credit card offers.
But before you sign your name on the dotted line, consider how
you'll use the card.
Here are some tips on properly managing your business account and
keeping your finances in order.
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