By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:55AM Tuesday August 30, 2011
under
Personal Finance
Image by Justin Hobson (Justin1569 at en.wikipedia) via Wikimedia CommonsThe recent hurricane on the East Coast has helped to focus efforts on the importance of being prepared in the event of an emergency. Items like non perishable food, water, flashlights, batteries, and candles are essential for when catastrophe strikes. In your financial life, there is certain information that you should always have handy in the event of an emergency.
Let's take a look at them.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 7:54AM Tuesday August 23, 2011
under
Personal Finance
A bad economy has a lot of negative correlations including higher unemployment and difficult financial times. There are however some benefits to a bad economy, such as lower prices. Consumers can get a better deal on products than they can when the economy is booming. These extra savings can help to put more money in your monthly budget.
Here are a few tips to help you save money in a weak economy.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:56AM Tuesday August 16, 2011
under
Personal Finance
Retirement is the number one thing on the mind of most people that work. They spend their entire lives trying to save up enough income so they can one day realize their dreams of not having to work anymore. In order to reach the retirement paradise, you have to start planning now so you will have enough income to last you for the rest of your life.
Here are a few tips to make sure that you have enough retirement income.
Read More »
By aksekar(view all posts by aksekar)
at 11:58AM Monday August 15, 2011
under
Personal Finance
As consumers increasingly use the Internet, mobile apps and word of
mouth to comparison-shop, retailers find themselves struggling to
retain customers they once considered steady. New pitches to
attract new customers and keep old ones involve traditional
community engagement events as well as social media.
Loyalty programs are a tried-and-true method of
keeping customers engaged, whether by giving
Starbucks
addicts a personalized reloadable card or inviting frequent
Nordstrom
shoppers to exclusive events.
Two major gas companies have taken vastly different routes to
monetize their most loyal customers.
Read More »
By SheilaWaters(view all posts by SheilaWaters)
at 9:54AM Friday August 12, 2011
under
Personal Finance
As we approach the end of the summer holidays, it's time to take
one last look on how you can save during your vacation. It turns
out that your credit card may be a great way to cut down on costs.
You might even have benefits that you don't even know about! Here
are some tips on using your credit card to save money while still
enjoying a well-deserved vacation.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 8:55AM Tuesday August 9, 2011
under
Personal Finance
The best time to start investing is at an early age. That is because you have fewer financial obligations and entanglements that will keep you from investing. Too many individuals wait until they are older in age to start investing. By then they have let precious years slip by and are behind the eight ball.
Let's take a look at some of the biggest mistakes that young investors make and why you should avoid them.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 9:55AM Tuesday August 2, 2011
under
Personal Finance
Credit cards are a powerful financial tool depending upon how you use them. If you use a credit card in the wrong manner then you can wind up in a whole lot of debt and paying huge amounts of interest each month. Failing to make these payments every single month will lower your credit score terribly. You can use credit cards however to your advantage and actually make your finances even stronger than they were before.
Here are a few tips on using credit cards to your advantage.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 6:55AM Tuesday July 26, 2011
under
Personal Finance
No one wants to park their money in a savings account only to get paid next to nothing for their money. Earning small amounts of interest may seem like a rare occurrence but many savings account holders are finding this to be the case everyday. Instead of just letting banks get one over on you, you should look for alternate places to put your excess cash to work. You can earn a higher rate of return if you are willing to take a little more risk with your money.
Here are a few alternatives that will pay you a lot more interest on your money.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 7:54AM Tuesday July 19, 2011
under
Personal Finance
Lots of people are struggling to pay their expenses for a variety of reasons. It could be because of a job loss, financial hardship, medical bills, or some other catastrophe. These problems have left a lot of people drowning in debt. Nobody likes to fall behind on a bill but sometimes circumstances in life occur that make this inevitable. When these situations arise, you need to have a game plan to deal with your creditors.
Use these simple tips to negotiate with creditors about your past due bills.
Read More »
By Angie_P(view all posts by Angie_P)
at 10:56AM Friday July 15, 2011
under
Personal Finance
If you have unresolved credit card debt, there's never been a
better time to be a Texan. Home of the Alamo and some of the most
secure debt collection laws in the country, Texas does all that it
can to protect its residents from harassment by credit card
companies and third party collection agencies. On top of federal
laws like the
Fair Debt Collection Practices Act, Texas imposes its
own set of laws to ensure debtors are treated fairly and only held
responsible for legitimate debts. The state provides solid
protection for those with debt accumulated on
Texas credit cards.
Read More »
By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 9:54AM Tuesday July 12, 2011
under
Personal Finance
Personal finance is a comprehensive subject matter that covers a variety of different topics including saving money and reducing debts. Understanding the world of personal finance has just gotten a whole lot easier. Now there is a way that you can combine technology with help you keep your finances in order.
Read More »
By Kyle_PsatyGuest Blogger(view all posts by Kyle_Psaty)
at 10:54AM Tuesday July 5, 2011
under
Personal Finance
There are so many landmarks that are meaningful in a relationship. The first date. The first kiss. The first anniversary. The first vacation together. Vacation? Yep.
If you think about it, your first vacation together is a pretty monumental moment. It marks the first time you two put your relationship first when it comes to a real chunk of free time. And if you don't have much vacation time like my girlfriend and I, that's a pretty serious step to take. Vacations are all about letting loose, forgetting your worries and doing exactly what you want. So how do you make sure the vacation goes smoothly when you both inevitably have different ideas about what, exactly, you should be doing with this much-sought-after free time?
Read More »