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Buy Like Buffett: The Biggest Investment Mistakes Made by Young Investors

By Guest Blogger(view all posts by Mark.Riddix)
at 8:55AM Tuesday August 9, 2011
under Personal Finance

The best time to start investing is at an early age. That is because you have fewer financial obligations and entanglements that will keep you from investing. Too many individuals wait until they are older in age to start investing. By then they have let precious years slip by and are behind the eight ball.

 Let's take a look at some of the biggest mistakes that young investors make and why you should avoid them.
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Buy Like Buffett: Get the Most Out of Your Credit Cards

By Guest Blogger(view all posts by Mark.Riddix)
at 9:55AM Tuesday August 2, 2011
under Personal Finance

Credit cards are a powerful financial tool depending upon how you use them. If you use a credit card in the wrong manner then you can wind up in a whole lot of debt and paying huge amounts of interest each month. Failing to make these payments every single month will lower your credit score terribly. You can use credit cards however to your advantage and actually make your finances even stronger than they were before.

Here are a few tips on using credit cards to your advantage.
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Buy Like Buffett: Alternatives to Savings Account Interest Rates

By Guest Blogger(view all posts by Mark.Riddix)
at 6:55AM Tuesday July 26, 2011
under Personal Finance

No one wants to park their money in a savings account only to get paid next to nothing for their money. Earning small amounts of interest may seem like a rare occurrence but many savings account holders are finding this to be the case everyday. Instead of just letting banks get one over on you, you should look for alternate places to put your excess cash to work. You can earn a higher rate of return if you are willing to take a little more risk with your money.

Here are a few alternatives that will pay you a lot more interest on your money. Read More »

Buy Like Buffett: Tips to Manage Debt Negotiations

By Guest Blogger(view all posts by Mark.Riddix)
at 7:54AM Tuesday July 19, 2011
under Personal Finance

Lots of people are struggling to pay their expenses for a variety of reasons. It could be because of a job loss, financial hardship, medical bills, or some other catastrophe. These problems have left a lot of people drowning in debt. Nobody likes to fall behind on a bill but sometimes circumstances in life occur that make this inevitable. When these situations arise, you need to have a game plan to deal with your creditors.

Use these simple tips to negotiate with creditors about your past due bills.
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Fair Debt Collection Practices Act Even Fairer in Texas

By (view all posts by Angie_P)
at 10:56AM Friday July 15, 2011
under Personal Finance

If you have unresolved credit card debt, there's never been a better time to be a Texan. Home of the Alamo and some of the most secure debt collection laws in the country, Texas does all that it can to protect its residents from harassment by credit card companies and third party collection agencies. On top of federal laws like the Fair Debt Collection Practices Act, Texas imposes its own set of laws to ensure debtors are treated fairly and only held responsible for legitimate debts. The state provides solid protection for those with debt accumulated on Texas credit cards. Read More »

Buy Like Buffett: Tech Tools to Make Personal Finance Easier

By Guest Blogger(view all posts by Mark.Riddix)
at 9:54AM Tuesday July 12, 2011
under Personal Finance

Personal finance is a comprehensive subject matter that covers a variety of different topics including saving money and reducing debts. Understanding the world of personal finance has just gotten a whole lot easier. Now there is a way that you can combine technology with help you keep your finances in order. Read More »

PerkStreet: Avoiding Financial Pitfalls When Planning a Couples Vacation

By Guest Blogger(view all posts by Kyle_Psaty)
at 10:54AM Tuesday July 5, 2011
under Personal Finance

There are so many landmarks that are meaningful in a relationship. The first date. The first kiss. The first anniversary. The first vacation together. Vacation? Yep.

If you think about it, your first vacation together is a pretty monumental moment. It marks the first time you two put your relationship first when it comes to a real chunk of free time. And if you don't have much vacation time like my girlfriend and I, that's a pretty serious step to take. Vacations are all about letting loose, forgetting your worries and doing exactly what you want. So how do you make sure the vacation goes smoothly when you both inevitably have different ideas about what, exactly, you should be doing with this much-sought-after free time? Read More »

Overdraft Fees Make Credit Cards the More Cost-Effective Option

By (view all posts by aksekar)
at 10:56AM Friday July 1, 2011
under Personal Finance

It's the first of the month. Bills are due, and you barely have enough gas to make it to the pump.  Over the next two weeks, you'll need to borrow $100.

If you're strapped for cash, you have a couple options. You can overdraw your checking account at a local ATM, add $100 to your credit card debt (let's assume a heavy-hitting cash back credit card with a 29.99% APR), or get a payday loan from Cash America. Given everything you've heard about credit card debt (mainly, don't do it), you'd think that your best option is to stick with your trusty checking account. The math, though, says otherwise. Read More »

Billeater: Bad Financial Management Can Cause Physical Illness

By Guest Blogger(view all posts by savingtools.com)
at 11:54AM Wednesday June 29, 2011
under Personal Finance

Whenever the household budget consumes every dime of monthly income, the wage earner knows the strain and pressure he, or she, endures every day caused by the fear of losing the job or having wages reduced. Without a savings account to offset an emergency or a loss of the primary income, stress can build quickly to the point of causing physical illness. The primary wage earner can avoid physical illness by recognizing the subtle changes that are happening and taking the proper steps to address the problem at each progressive stage. If left unchecked, worry moves from a mental exercise to a physical reaction that can develop into serious illness. Read More »

Buy Like Buffett: Are the Best Days for RIM Stock Long Over?

By Guest Blogger(view all posts by Mark.Riddix)
at 9:54AM Tuesday June 28, 2011
under Personal Finance

Some stocks have slipped slightly since the market has dropped and some stocks have plummeted rapidly. You can place Research in Motion in the latter category. Research in Motion has seen its stock tumble more than 60% over the past year. A stock that was once considered a bargain selling in the $70s now sells for $28 a share. The company has cut its earnings estimates and delayed the launch of its new smartphone product.

Are Research in Motion's best days behind them? Read More »

Buy Like Buffett: Increasing Your Income Despite the Economic Outlook

By Guest Blogger(view all posts by Mark.Riddix)
at 10:56AM Friday June 24, 2011
under Personal Finance

A bad job market and a sluggish domestic economy have left many people feeling pressed for cash. People find themselves having to try and do more with less. While the current economy may have your finances in a bind, there are some strategies that you can apply to give your bank account a shot in the arm. Here are a few ideas that can create some side income. Read More »

Buy Like Buffett: Eliminate Unnecessary Expenses From Your Monthly Budget

By Guest Blogger(view all posts by Mark.Riddix)
at 9:57AM Tuesday June 14, 2011
under Personal Finance

You may think that you are living as frugally as possible but you may not be. There are some very basic monthly expenses that you can eliminate that may be hidden inside of your bills. Let's take a look at a few bills that you can eliminate to save yourself some money. Read More »