By aksekar(view all posts by aksekar)
at 10:56AM Friday July 1, 2011
under
Personal Finance
It's the first of the month. Bills are due, and you barely have
enough gas to make it to the pump. Over the next two weeks,
you'll need to borrow $100.
If you're strapped for cash, you have a couple options. You can
overdraw your checking account at a local ATM, add $100 to your
credit card debt (l
et's assume a heavy-hitting cash back credit card with a 29.99% APR), or get
a payday loan from Cash America. Given everything you've heard
about credit card debt (
mainly, don't do it), you'd think
that your best option is to stick with your trusty checking
account. The math, though, says otherwise.
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By savingtools.comGuest Blogger(view all posts by savingtools.com)
at 11:54AM Wednesday June 29, 2011
under
Personal Finance
Whenever the household budget consumes every dime of monthly income, the wage earner knows the strain and pressure he, or she, endures every day caused by the fear of losing the job or having wages reduced. Without a savings account to offset an emergency or a loss of the primary income, stress can build quickly to the point of causing physical illness. The primary wage earner can avoid physical illness by recognizing the subtle changes that are happening and taking the proper steps to address the problem at each progressive stage. If left unchecked, worry moves from a mental exercise to a physical reaction that can develop into serious illness.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 9:54AM Tuesday June 28, 2011
under
Personal Finance
Some stocks have slipped slightly since the market has dropped and some stocks have plummeted rapidly. You can place
Research in Motion in the latter category. Research in Motion has seen its stock tumble more than 60% over the past year. A stock that was once considered a bargain selling in the $70s now sells for $28 a share. The company has cut its earnings estimates and delayed the launch of its new
smartphone product.
Are Research in Motion's best days behind them?
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 10:56AM Friday June 24, 2011
under
Personal Finance
A bad job market and a sluggish domestic economy have left many people feeling pressed for cash. People find themselves having to try and do more with less. While the current economy may have your finances in a bind, there are some strategies that you can apply to give your bank account a shot in the arm. Here are a few ideas that can create some side income.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 9:57AM Tuesday June 14, 2011
under
Personal Finance
You may think that you are living as frugally as possible but you may not be. There are some very basic monthly expenses that you can eliminate that may be hidden inside of your bills. Let's take a look at a few bills that you can eliminate to save yourself some money.
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By Kyle_PsatyGuest Blogger(view all posts by Kyle_Psaty)
at 10:57AM Friday June 10, 2011
under
Personal Finance
Image by [bastian.] via FlickrBelieve it or not,
financial infidelity is a real thing affecting millions of Americans, and recent data compiled by the National Endowment for Financial Education (NEFE) suggests that 3-in-10 married Americans have committed it. If that many people are lying to their significant others, you might be inclined to follow suit. But not so fast. Some 16 percent of the survey respondents admitting to this deception say it ultimately caused a divorce!
So if you're lying to your spouse or significant other about money, or you suspect them of lying to you, what do you do?
It's not going to be easy, but it's time to clear the air and get this bad business off your chest. Here's how:
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 12:56PM Tuesday June 7, 2011
under
Personal Finance
Image by kayaker1204 via FlickrThe current state of the stock market has a lot of investors living in fear. They are afraid of the bleak job outlook, declining equity prices, and lower than expected economic growth. In the face of these circumstances, some investors are making some bad investment decisions that they may regret in the future.
Here are a few of the mistakes that people are making right now.
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By SavingsMommie(view all posts by SavingsMommie)
at 6:57AM Monday June 6, 2011
under
Personal Finance
"Sunny day. Sweepin the clouds away. On my way to where the air is sweet. Can you tell me how to get, how to get to Sesame Street." Growing up,
Sesame Street was my 'hood. Every morning, I would sit in front of the TV with my bowl of cereal and wait for Big Bird, Elmo and Cookie Monster to entertain me. While I was being entertained little did I know I was also learning all sorts of lessons on life.
Every positive message and life lesson was conveyed in a fun way for a five year-old me to comprehend. With those lessons, I took away the message to always have respect for others, which was one of the biggest things that I learned and continually use in my life (
it's so important to know that what you learn at a young age, you carry on throughout your life).
Now that I am a mom, it's exciting to watch Sesame Street with my kids, when I occasionally catch it on PBS (
I get to share a piece of my childhood with them--there was no Nickelodeon back then). The closest my kids get to Sesame Street is the annoying
Tickle Me Elmo doll, my best friend bought a couple years back (
I've already attempted to throw him away a few dozen times and have been unsuccessful).
Now Sesame Street and
PNC Bank have teamed up to teach children about spending, sharing and saving money in a fun way with the
For Me, For You, For Later initiative.
Read More »
By Kent_ThuneGuest Blogger(view all posts by Kent_Thune)
at 8:57AM Thursday May 26, 2011
under
Personal Finance
Question:
What's the quickest way to get rich?
This week's question does not come from a particular individual but it is one that is implicitly and explicitly asked and answered every day in many ways.
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By Mark.RiddixGuest Blogger(view all posts by Mark.Riddix)
at 6:58AM Tuesday May 24, 2011
under
Personal Finance
Lots of people are worried about their retirement plans with all of the discussions over cutting entitlement spending in Washington. It appears likely that politicians will be cutting back on Social Security and Medicare spending in the coming years. This will put more of the onus for saving for retirement onto individuals. You will have to generate more income in future years to meet your retirement income needs.
Here are a few things that you can do to prepare for your retirement.
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By CassieB(view all posts by CassieB)
at 6:58AM Monday May 23, 2011
under
Personal Finance
The American economy is in a bad spot right now and many Americans
are learning to budget on only a single income. With just one
breadwinner, is it possible for families to focus on saving for
college
and retirement at the same time?
The short answer is
yes. By prioritizing and sticking to a
budget, families can continue to save for their kids and themselves
through the lean years with only one income. The contingency is
that a second income does come into play as soon as possible, a
maximum of five years.
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By Kyle_PsatyGuest Blogger(view all posts by Kyle_Psaty)
at 11:57AM Thursday May 19, 2011
under
Personal Finance
Image by gfpeck via FlickrMoney isn't an easy thing to talk about. In fact, it's probably one of the hardest things to inquire about, especially when dealing with someone you love. We already know that Americans tend not to
marry for money, but couldn't this also imply that we might not be talking about money as much as we should be? The truth is, far too many couples put off discussing their finances.
Here's how to know when to have "The Talk" and what you should cover.
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