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Buy Like Buffett: Rising Inflation Rate is Just Around the Corner

By Guest Blogger(view all posts by Mark.Riddix)
at 6:56AM Tuesday April 5, 2011
under Personal Finance

Have you noticed that the prices of a few products have been rising over the past year? This situation bears watching because this could signal a troublesome trend is on the horizon. Many natural resources have seen their prices explode since economic conditions have improved. A rise in food, agricultural, and energy products is often a good precursor to the fact that inflation is just around the corner.

Here are three things that are likely to rise soon... Read More »

What Being a College Student Can Teach You About Personal Finance

By Guest Blogger(view all posts by Guest_Blogger)
at 11:54AM Monday April 4, 2011
under Personal Finance

Sometimes the best way to learn a new subject is by relating it to something you already know. Suddenly, the confusing and unfamiliar concepts of the new subject make sense next to the familiar one. Personal finance is a good example. It's easy to get bogged down in jargon about budgets, savings or bill payment without retaining any usable advice. To simplify things, we've laid out some key lessons that college can teach you about managing your money. Read More »

Ask the Advisor: Capital Loss vs. Capital Gains Tax

By Guest Blogger(view all posts by Kent_Thune)
at 11:56AM Thursday March 31, 2011
under Personal Finance

Question: I sold some stocks in 2010 that have a capital loss. Can I use them as a deduction on income tax?

If you are like many other investors, you made some changes to your investment portfolio last year and are wondering how to minimize your taxes. When a capital asset--such as a stock or mutual fund--is sold, the difference between the amount you paid for the asset and the amount you sold it for is a capital gain or capital loss. Read More »

PerkStreet: Make Extra Cash by Turning that Spare Room into Rental Property

By Guest Blogger(view all posts by Kyle_Psaty)
at 6:55AM Thursday March 31, 2011
under Personal Finance

Image by vistavision via Flickr

We've all seen the signs in the old Western movies: Room for Rent, they say, 25 cents per night. Well the truth is, renting out a spare room is still pretty lucrative--and not just in big cities either.

If you have a spare room and could use the extra cash, check out these tips to learn how to do it right: Read More »

Sharia-Friendly Credit Cards, Mortgages and More

By (view all posts by aksekar)
at 6:57AM Wednesday March 30, 2011
under Personal Finance

Image by HORIZON via Flickr

For Muslims who adhere to the principles of Shariah, or Islamic law, finding a credit card was next to impossible. Read More »

Buy Like Buffett: Best Tax Return Investment Management

By Guest Blogger(view all posts by Mark.Riddix)
at 11:59AM Tuesday March 29, 2011
under Personal Finance

It may be too late to save money on your taxes for the current year but it is not too late to save money on next year's taxes. One of the ways in which you can lower your tax burden is by buying tax smart investments. Tax-efficient investments offer the greatest return on your money while reducing the income taxes owed.

Here are a few tax efficient investments. Read More »

Money Lessons from Mary Poppins

By Guest Blogger(view all posts by Guest_Blogger)
at 6:57AM Monday March 28, 2011
under Personal Finance

Can you really learn financial lessons from a children's movie? I think you can. In fact, I think that you can learn financial lessons just about anywhere if you are open to listening. The father in the movie "Mary Poppins" is George Banks. While he is focused on nothing but money, it's Mary Poppins who teaches the real financial (and life) lessons in the movie.

Here are the top three lessons I learned from watching Mary Poppins: Read More »

Ask the Advisor: Start Investing with Only $100

By Guest Blogger(view all posts by Kent_Thune)
at 10:57AM Thursday March 24, 2011
under Personal Finance

Question: I want to get started investing but I only have around $100. What's the best way for me to get started investing?

Before I answer your question, I'll assume that you have a long-term investment objective of more than ten years and that you are willing to accept short-term declines in the value of your account in exchange for the potential for earnings higher than the rate of inflation. Translation: You want to take the risks associated with investing in a mix of stocks and bonds so you can earn more with your money than traditional savings accounts and Certificates of Deposit. Read More »

Buy Like Buffett: Ways to Quickly Achieve Debt Reduction

By Guest Blogger(view all posts by Mark.Riddix)
at 8:54AM Tuesday March 22, 2011
under Personal Finance

Debt is a problem that plagues the lives of most people. They struggle to pay down their debts while only making the minimum payment. Making the minimum payment alone can potentially keep a person in debt for 20 to 30 years or more. The best way to eradicate debt faster is to create a debt repayment plan that works.

Use these tips to slash your long term debt and interest payments. Read More »

Saving on Your Car Loan: How, When and Why You Should Pay Your Auto Loan Off Early

By Guest Blogger(view all posts by Guest_Blogger)
at 11:58AM Monday March 21, 2011
under Personal Finance

The benefits of paying off your car loan early are simple and compelling: the sooner you pay down your auto loan, the less interest you'll pay in the long run. This is true for anyone who has a simple interest loan (rather than a pre-computed or "Rule of 78s" loan). But the benefits of paying less interest over time don't always outweigh the risks of having less cash in your pocket in the near term.

Consider the following before making an early payment towards your auto loan: Read More »

Ask the Advisor: What Effect Will the Japan Nuclear Meltdown Have on the Stock Market?

By Guest Blogger(view all posts by Kent_Thune)
at 6:59AM Thursday March 17, 2011
under Personal Finance

Image by Mugu-shisai (Mugu-shisai's file) GFDL

Question: How much of an impact will the Japanese tsunami and nuclear power plant crisis have on the stock market? Is now a good time to sell stocks or should I buy more?

Before I answer the question, keep in mind that stocks are long-term investments so you should not buy them in the first place if you don't have at least a three-year time horizon. A holding period of five years or more is better. To paraphrase Warren Buffett, "Buy stocks as if the stock market will close tomorrow and not open again for five years." Read More »

PerkStreet: Get the Most from Your Rewards Checking Account

By Guest Blogger(view all posts by Kyle_Psaty)
at 9:58AM Monday March 14, 2011
under Personal Finance

If you're watching the banking industry closely, you have probably noticed that rewards checking seems to be going the way of the Dodo. This is concerning for those who know how valuable rewards checking can be, but it has come as no surprise to people in the industry (myself included). Read More »