Our family dog was 6-years-old when he developed a heart condition that caused him to be hospitalized for three nights—to the tune of thousands of dollars—before we had to put him down.
When I first graduated from college I owned an adorable little bunny named Fiver who ended up getting sick and—$3,000 later—requiring surgery.
Who among us with pets hasn't had the occasional (incredibly expensive) emergency? Of course the two scenarios I mentioned above may have been slightly
cheaper (although no less emotionally draining) had either my parents or myself had pet insurance for pets
So … is pet insurance worth the cost, then? If the two scenarios above are any indication, it would certainly seem like it is. While insurance of any kind is always a gamble (and most of it is a perfectly smart gamble), we decided to go right to the source—a veterinarian. We asked Dr. Oscar E. Chavez, DVM, MBA, Member of the American Academy of Veterinary Nutrition, for his thoughts on pet insurance and whether it's worth the cost.
Here's what he had to say.
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