What do you spend your money on?
I'm not talking about groceries, rent, and gas. Focus your thoughts for a moment. Are you with me?
Savings.com is about spending money on the right things- whatever that means to you. Maybe you call it a splurge, but I don't want to assign names. I prefer to think of it as a small price to pay for enjoying life. We all have expenses that we could cut, but we don't. Personal finance blogs and counselors recommend cooking at home and not going out to eat as much as a way to cut back on costs, and no one can really argue that it's more expensive to eat at home. But what if you're a foodie? What if your favorite thing to do is go to restaurants and try new cuisine? If so, then my suggestion to stay home not only won't be applicable, but I'll be missing the point entirely.
I'm a self-proclaimed coffee snob, and I don't mind having that label. For people like my step-dad, who are content with a cup of freshly brewed 7-Eleven coffee or Folgers , spending $20 on a bag of coffee beans is absurd. And me? Well, the last time I made instant coffee was so I could dunk my Oreo in the mixture, and I didn't think of it so much as coffee, per se. No, I'm the girl in the office who brings her own coffee beans, and spends nearly ten minutes making French Press.
But that's okay. One of my favorite parts of the week is sitting down at my favorite local coffee shop, or adventuring to a brand new one that's crossed my radar. So I cut costs other places. I don't go out to eat as much, because I'd rather spend the money on soy lattes and expensive, fair-trade Sumatra beans.
This isn't a blog post about saving extravagantly in every area of your life. But about choices. I've carpooled to work every day this week to help me save on gas. I choose to use a reusable water bottle or cup at work, so I'm not wasting money on plastic water bottles. Eco-friendly? Partially. Less expensive? Most definitely. It's more money I can spend on espresso..
So tell me in the comments. Tell me I'm crazy for spending $6 on a cup of brewed coffee, or that you completely agree and want to meet up and chat. Tell me what little expense you choose to keep in your life.