Ten Major Chains That Save You Money


Millions of Americans are in money-saving mode:  planning a spending budget each month by carefully calculating expenses and deciding which purchases are necessary. Instead of shunning those who spend less, retailers are jumping on board the savings wagon to help. Many popular chain stores offer innovative ways to save you money in this time of economic crisis.


Sears offers a Deal of the Day on sears.com, Facebook and Twitter. You can also sign up for email alerts. Sears will match competing retailers’ prices. If you buy something from Sears and find it for less at another store within 14 days, Sears will match the lower price and give you an additional 10 percent off.


Walmart, sometimes affectionately called Wally-Mart or Wally-World, offers deals on a variety of items from groceries to home decor. Keep up with the sales ads in your local newspaper, or check Walmart’s website for information on current specials.


You might have heard some refer to Target as “Targé,” Wal-Mart’s upscale cousin. The store offers discounts in the form of a credit or debit card. Get the Target REDcard and receive 5 percent off when you checkout. Save at Target’s pharmacy by using your REDcard for five prescriptions, and receive a coupon for 5 percent off your next purchase.


Kohl’s department store offers daily sales. Save even more by spending $50 or more to earn $10 in Kohl’s cash, which is redeemable on future purchases. When you hold the Kohl’s credit card, you can save 15 to 30 percent off every time you shop. Earn Kohl’s Most Valued Customer (MVP) status by spending $600 within one year, and you’ll qualify for six Pick-Your-Day Savings days per year.


Kmart offers the Shop Your Way Rewards program in conjunction with Lands’ End, Sears and The Great Indoors. Earn points to spend on future purchases at any of the aforementioned outlets. If you are unemployed, you can sign up for the Kmart smart assist Savings Program and receive 20 percent off a variety of specified merchandise for up to six months.


If you buy a $50 per year membership to Costco, you’ll be able to redeem exclusive coupons for savings on a variety of bulk groceries, clothing, books, electronics, furniture and more. Upgrade your membership to executive status, and receive 2 percent back on all purchases of up to $500 per year.


Save 40 to 80 percent on clearance merchandise through jcp.com. Penney’s often features coupons, weekly deals, and savings events, all of which you can access through email, mobile alerts, or the weekly flyer.


When you open a Macy’s charge account, you will receive 15 percent off on that day and the following day. Macy’s also offers special deals and discounts to cardholders only.

Sam’s Club

Sam’s Club is Wal-Mart’s warehouse-style store. You can become a club member by paying the $40 annual membership fee. An upgrade to the $100 annual Plus Membership is also available. Members receive automatic discounts on apparel, groceries, electronics, furniture and more.


If you are a Dillard’s credit card holder, you are eligible to receive 10 percent off all purchases made in a single day. Dillard’s offers additional spending incentives including discount passes for certain amounts spent, free shipping, and other special offers.

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  1. klafave

    4 years ago

    I save at target by stacking coupons. using a target printable coupon and a manufacturers coupon for the same item

  2. ChuckG

    3 years ago

    Walmart is the closest chain for us. Son goes there from time to time but not often enough to get the savings we need on groceries.


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