By Mark.RiddixGuest Blogger
at 7:56AM Tuesday November 1, 2011
under
Personal Finance
Betterment is the website that prides itself in offering low cost investment choices to individual investors. It's an online broker that helps to make investing easier for novices that may not know exactly what assets to invest in. The company's website does all of the work for you.
Here's how it works:
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By Mark.RiddixGuest Blogger
at 7:53AM Tuesday October 25, 2011
under
Personal Finance
Investors in the stock market have a tale of some missed investment opportunity that could have made them lots of cash. It might have been missing out on
Walmart in its early days or failing to buy shares of
Apple when Steve Jobs returned to the company. Everybody has regrets when it comes to investing. The important thing is to learn from the investing mistakes that you have made and not to do them again.
Let's take a look at a few things that investors can do to improve their investing experience.
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By Mark.RiddixGuest Blogger
at 8:58AM Tuesday October 18, 2011
under
Personal Finance
The holiday seasons are rapidly approaching as the year 2011 is nearing an end. This means making sure that you have your Christmas shopping list in order. Lots of consumers will be running to the stores in order to get their gifts for their family members and loved ones. It is always a winning proposition when you can bring a smile to someone's face and save some money in the process.
Here are a few tips that you can use to make holiday shopping easier on your wallet.
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By Mark.RiddixGuest Blogger
at 8:56AM Tuesday October 11, 2011
under
Personal Finance
Saving money today is now as important as ever. Difficult economic times call for greater financial discipline. This can be hard to do since customers are being forced to pay more for services. Even banking customers are seeing increased fees on their financial accounts as their income dwindles. Debit and credit card account holders are now in the crosshairs of financial institutions.
There are, however, some strategies that you can undertake to save money on card products.
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By Mark.RiddixGuest Blogger
at 7:56AM Tuesday October 4, 2011
under
Personal Finance
This poor economy is making it difficult to get ahead financially. Most households are going to need to place an emphasis on making every single dollar last longer. The best way to do this is by becoming a smart money manager when it comes to your finances. You should do all that you can to increase your overall net worth while keeping your expenses in check.
Here are a few tips that will help you do this.
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By Mark.RiddixGuest Blogger
at 9:54AM Tuesday September 27, 2011
under
Personal Finance
Maintenance fees are a big problem for many people since they deplete the amount of available funds in your checking account. These fees can be as low as $4 or as high as $20 a month just for the privilege of having a commercial bank account. These monthly maintenance fees can result in you having to pay hundreds of dollars a years in fees alone.
You can use a few of these tips to keep your account balance from dropping into the red.
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By Mark.RiddixGuest Blogger
at 8:52AM Tuesday September 20, 2011
under
Personal Finance
A lot of people have trouble trying to live within their means on a monthly basis. These individuals would like to save money but have a hard time trying to spend less than they make. They find themselves frustrated month after month because of their inability to make any progress at saving money. In order to reach your savings goal, you should enact the following tactics to make your plan a reality.
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By Mark.RiddixGuest Blogger
at 8:57AM Tuesday September 13, 2011
under
Personal Finance
One of the most overlooked areas of personal finance is career planning. Career planning is absolutely essential to the personal finance arena because it is the area that provides you with the bulk of your income. There was a time that you would get a job and keep it for your entire working life. This is no longer the case. With companies laying off left and right, you need to do everything possible to protect your income.
Here are a few strategies that you can take to be proactive in the event of a layoff.
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By Mark.RiddixGuest Blogger
at 7:56AM Tuesday September 6, 2011
under
Personal Finance
Debt is a major issue in the lives of most Americans. Debt problems do not only affect your emotional life but many other areas of your life too. Debt issues can cause you increased stress, emotional turmoil and become mentally exhausting. It is important to deal with debt in a healthy manner so that it does not totally wreck other aspects of your life.
Here are a few ways that you can deal with debt that will keep you from pulling your hair out.
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By Mark.RiddixGuest Blogger
at 8:55AM Tuesday August 30, 2011
under
Personal Finance
Image by Justin Hobson (Justin1569 at en.wikipedia) via Wikimedia CommonsThe recent hurricane on the East Coast has helped to focus efforts on the importance of being prepared in the event of an emergency. Items like non perishable food, water, flashlights, batteries, and candles are essential for when catastrophe strikes. In your financial life, there is certain information that you should always have handy in the event of an emergency.
Let's take a look at them.
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By Mark.RiddixGuest Blogger
at 7:54AM Tuesday August 23, 2011
under
Personal Finance
A bad economy has a lot of negative correlations including higher unemployment and difficult financial times. There are however some benefits to a bad economy, such as lower prices. Consumers can get a better deal on products than they can when the economy is booming. These extra savings can help to put more money in your monthly budget.
Here are a few tips to help you save money in a weak economy.
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By Mark.RiddixGuest Blogger
at 8:56AM Tuesday August 16, 2011
under
Personal Finance
Retirement is the number one thing on the mind of most people that work. They spend their entire lives trying to save up enough income so they can one day realize their dreams of not having to work anymore. In order to reach the retirement paradise, you have to start planning now so you will have enough income to last you for the rest of your life.
Here are a few tips to make sure that you have enough retirement income.
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