For many years, I would come home from work and start searching for something to cook for my family. I would get so frustrated that I would head to the nearest McDonalds and just pick something up. I didn't know then what I know now about Meal Planning. A little planning ahead will have big payoffs in the end. It has managed to save my family thousands of dollars in the last year!

I sit down every Sunday night and create my meal plan and grocery list using a meal plan form. You can choose which form fits your family's needs the most. I make my plan using a two-week form. That way I can try to make two weeks worth of meals with what I have on hand. I then go grocery shopping for any items I need to go with the second week of meals on my form. Read More …

Giving has always been in my nature. It was something I was taught growing up and it is something I teach to my children as well. We eagerly anticipate the Salvation Army Christmas Tree at my house and my son carefully chooses that boy or girl we are going to help that year. I put extra coins in my pocket during the holidays for those red buckets we are sure to walk by when going to the grocery store.

Well, this year I am taking it a step farther and buying some of my family members charitable gifts. Santa will still be visiting our house with the video games and the hottest toys of '09, but the ritual of buying my brother a cool pair of boxers every year is getting old. Read More …