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We all waste money on things we could easily live without.
That's no surprise, though, as a quick look at our runaway credit
card debt reveals an obvious fascination with overspending.
However, you might be surprised to learn what some of our most
unnecessary money drains actually are.
Sure, you've got the usual suspects like luxury cars and
oversized homes, but we also can't forget about things like rental
car insurance and fraud monitoring services either.
While we may consider such things to be essential, they're
actually redundant at best. For example, most credit cards
automatically provide free auto rental coverage, and by choosing to
pay for a policy through a rental company, you're actually negating
what you've already got, not supplementing it.
The same goes for fraud protection.
Egads, the Holidays are fast approaching! Whether you're a professional in the kitchen or just dabble at a few recipes this Holiday season, we can all use some great kitchen tools to get us through it all! So I posed the question to the DealPros: "What is your favorite kitchen tool to get you through the Holidays?"....and here's what they had to say:
Whether you work
from home full time or find yourself bringing your work home with you on
the weekends, having a dedicated office space with all the gadgets and
tools you need makes life easier. Unfortunately, it also adds to your
electricity bill and household waste. Follow these four tips to cut down
on your energy consumption and waste levels.
1. Upgrade to CFLs
you're still using traditional light bulbs in your home office, its
time to upgrade to compact fluorescent light bulbs. CLFs cost a bit more
than standard light bulbs - about $3.00 to $6.00 a piece - but they'll
reduce your electricity usage as well as the heat output from the light.
The U.S. Environmental Protection Agency reports that a CFL uses 75 percent less energy on average.
When you think
about reducing your energy consumption, your mind automatically goes
toward your AC or your lights. And while the big things like heating and
cooling matter, the little things add up just as quickly. Case and
point - your kitchen. In many homes, the kitchen contains more devices
than any room in the house. And if you're an amateur chef like me, you
manage to use all of them every time you go in there, which can lead to
big utility bills.
You don't have to give up cooking to save the planet, but you can reduce your usage if you use a few tricks in the kitchen.
Recycling breaks down used materials so they're ready for reuse.
Upcycling takes recycling to a whole new level and creates
something new from recycled materials. These designers salvaged old
records, broken glass and even unused lightening insulators, and
used them to create unique kitchen accessories.
Thanks to upcycling, you can accessorize your kitchen with
something different. (You won't find these items mass produced
at a department store.) And do something good for the
environment to boot. Best of all, every product costs under $50--so
you can buy recycled kitchen accessories cheap.
When a company tries to pass a somewhat green product off as truly
eco-friendly, it's known as "greenwashing." Sometimes greenwashers
also advertise eco-friendly products for the sake of appearance, as
opposed to any actual earth-friendly motivation.
Here's how to tell when companies are more concerned
about looking green than actually being green:
Keep an eye out for obvious contradictions to an
otherwise earth-friendly message. One of the most obvious examples
is the Live H2O music festival. With three days of live
entertainment at more than 30 locations around the world, this
festival probably does meet its stated goal of promoting peace and