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Saving for a child's college expenses can seem like a daunting task. However, it is a lot simpler than many people think. When it comes to paying for a child's education, parents tend to have a million and one questions. All of which are completely understandable. Some of the more frequently asked questions are:
How do you get started saving?
How much do you save for college?
Where do you invest the money?
The answer to the first question, "How do you get started saving?" can be answered by referencing the article, "Three Steps to Start Saving for Your Child's College." As for how much to save for college, there is a bounty of online calculators available to determine just how much of a contribution is required to meet savings goals. These calculators work by looking at a variety of factors including a child's specific circumstance, public or private education, and the level of funding.
Kids grow out of their clothes way too fast! And buying new clothes
for your kids all the time can be quite expensive and unrealistic.
By being a little creative and strategic, you can save money while
keeping your children clothed. Here are 10 ways that you can save
money on summer clothes for your kids:
1. Alter winter clothing to create summer clothes for your
kids. Turn jeans that are getting a little short into
cutoffs or capris. Pair a dress that is getting too short with
leggings and the dress becomes a baby doll top. Remove the fleece
lining from winter pants and wear them through the summer.
at 6:33AM, 10 months ago |
Money Saving Tips
Pregnancy is a time of high emotions, and can often result in emotional, physical, and financial stress. Today we're going to discuss four ways you can save costs and stress by pre-planning while you are pregnant.
1. Shop the Sales Now. While there are certain things you can't buy until you know the sex of your child, there are a lot of things that can be purchased in advance. While my husband and I are preparing to adopt our second child, we have shopped the sales for diapers during the last three years, and currently have a stockpile of diapers to last throughout our child's entire diapering experience. I purchased these diapers by following the deals at sites like Diaper & Baby Coupons and many more.
One of my favorite times to buy is when CVS has diapers for $9.99 a pack, and you get $10 in Extra Care Bucks to spend in the store when you spend $30 on diapers. This means I've paid a net price of less than $7 for each pack of Jumbo diapers that would have been much more expensive at the grocery store. Also, once you do know the sex of your child, then you can really shop the sales for gender specific items.
Twins – double the fun, double the trouble! But is it also double the cost?
When I found out we were having twins last year I was overwhelmed with excitement. I couldn't believe it, it seemed like a miracle. However, any parent of a twin will admit that along with the joy comes anxiety when you are expecting not one, but two (or more!) bundles of joy. Will we be able to cope with two? Almost immediately I began to do the math in my head, was it going to cost twice as much?
While there is no doubt that having a baby, let alone multiples, comes with a hefty cost, I was delighted to find surprising ways to save when you're having twins. And while unfortunately I have yet to find any discounts on extra sleep for parents of twins, hopefully this will help ease the stress on your wallet.
at 6:00AM, 12 months ago |
Money Saving Tips
Finding out that you're pregnant is one of the greatest news you can get. But with the wonderful news, reality sets in. You may start to ask yourself if you can afford having children or what your diet should be like since you're now eating for 2 or more.
From prenatal vitamins to foods that aren't good for your growing fetus and your checklist for baby essentials, there are a lot of things going on at once.
One thing you'll quickly realize is that having a baby does not come cheap. However, you can make smart choices that
will make it affordable.
at 10:30AM, 12 months ago |
Money Saving Tips
Spring Break week is upon us. If you have school aged children, you are either starting it this week or next or have already had it. Either way, there is something you probably don't think about over this fun break in the school year and that is head lice.
They say that spring break is the prime time for lice outbreaks due to an increase in sports that require helmets, extra sleepovers and an increase in head-to-head contact.
So how do you prevent it or get rid of it naturally and inexpensively if you happen to get it?
By organicdealsGuest Blogger
at 10:30AM, a year ago |
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