We all waste money on things we could easily live without.
That's no surprise, though, as a quick look at our runaway credit
card debt reveals an obvious fascination with overspending.
However, you might be surprised to learn what some of our most
unnecessary money drains actually are.
Sure, you've got the usual suspects like luxury cars and
oversized homes, but we also can't forget about things like rental
car insurance and fraud monitoring services either.
While we may consider such things to be essential, they're
actually redundant at best. For example, most credit cards
automatically provide free auto rental coverage, and by choosing to
pay for a policy through a rental company, you're actually negating
what you've already got, not supplementing it.
Here's a few back to school freebies, including one for
teachers! If your a teacher Staples is giving out free gift bags
with bonus coupons to the first 100 teachers at each store. Check
the link for the date in your area for Staples Teacher Appreciation Day. I've posted this
next freebie before but I want to remind everyone about it. For the
entire month of August, JCPenney's is offering free haircuts to all kids K - 6th grade.
Appointments are recommended. The free haircuts are available at
all JCP Salons in the USA.
Recycling breaks down used materials so they're ready for reuse.
Upcycling takes recycling to a whole new level and creates
something new from recycled materials. These designers salvaged old
records, broken glass and even unused lightening insulators, and
used them to create unique kitchen accessories.
Thanks to upcycling, you can accessorize your kitchen with
something different. (You won't find these items mass produced
at a department store.) And do something good for the
environment to boot. Best of all, every product costs under $50--so
you can buy recycled kitchen accessories cheap.
When a company tries to pass a somewhat green product off as truly
eco-friendly, it's known as "greenwashing." Sometimes greenwashers
also advertise eco-friendly products for the sake of appearance, as
opposed to any actual earth-friendly motivation.
Here's how to tell when companies are more concerned
about looking green than actually being green:
Keep an eye out for obvious contradictions to an
otherwise earth-friendly message. One of the most obvious examples
is the Live H2O music festival. With three days of live
entertainment at more than 30 locations around the world, this
festival probably does meet its stated goal of promoting peace and
Caring for pets can be an added expense many families can't
handle. We have two Labrador retrievers and sometimes when I
think about how much money they cost us it depresses me. Then
I realize how much joy they bring into our lives, and I realize for
us the cost is worth it. We do try to make our pet owning
expenses as small and as eco-friendly as possible.
Here are some things we do to help reduce their environmental
impact and keep our pet budget under control:
Frugal people sometimes miss the importance of the splurge. When you can buy three days worth of groceries for $5, a latte just seems like a poor investment. But if that latte becomes important enough, a frugal person will find somewhere else to squeeze out that $5.