I'm a little frustrated at the moment with the users of Craigslist, and by that I mean the entire population of this country. Its bad enough that when placing an ad we all have to worry about the flood of spam we know is going to come, and don't want to list our phone number lest we get robocalls. Then when the shoes on the other foot we have to call and call or email again and again and get no response. So I figured I'd set out a few guidelines, and also vent my frustrations.
a year ago
The benefits of paying off your car loan early are simple and compelling: the sooner you pay down your auto loan, the less interest you'll pay in the long run. This is true for anyone who has a simple interest loan (rather than a pre-computed or "Rule of 78s" loan). But the benefits of paying less interest over time don't always outweigh the risks of having less cash in your pocket in the near term.
Consider the following before making an early payment towards your auto loan:
By Guest_BloggerGuest Blogger
3 years ago
I was planning on writing about toilets that run on after you flush them, but something came up. I walked out to my truck this afternoon, turned the key and...nothing. So, this is the perfect opportunity to talk about the other big "car trouble" issue still with us today--other than flat tires.
We have banished vapor lock to the junkyard of history when we got fuel injection. Modern ignition systems and computer controls have eliminated fouled spark plugs and flooded engines. Computer designed cooling systems and electric fans have practically eliminated overheating issues. But batteries still go dead like mine did today. One minute everything is normal, then you come out of the grocery store and nothing happens when you turn the key.
Your car's battery is a simple device made of mostly lead and acid, first invented around 1860. There are new, slightly different formulations of the acid--and different configurations of lead plates--but the batteries we have today haven't changed much since the days of the Model T.
Last time we talked about increasing fuel efficiency I gave you a whole lot of advice about how to adjust your driving habits in order to maximize your money. This time I've got some concrete suggestions about how to make whatever you drive more efficient, no matter how you drive it. Put these things together and you should be able to get 25% better mileage than someone doing everything wrong in a car that's not been set up properly.
And I proved it yesterday, besting the EPA highway rating in my truck while driving a course of mostly surface streets.
4 years ago
Money Saving Tips