Our family dog was 6-years-old when he developed a heart condition that caused him to be hospitalized for three nights—to the tune of thousands of dollars—before we had to put him down.
When I first graduated from college I owned an adorable little bunny named Fiver who ended up getting sick and—$3,000 later—requiring surgery.
Who among us with pets hasn't had the occasional (incredibly expensive) emergency? Of course the two scenarios I mentioned above may have been slightly cheaper (although no less emotionally draining) had either my parents or myself had pet insurance for pets
So … is pet insurance worth the cost, then? If the two scenarios above are any indication, it would certainly seem like it is. While insurance of any kind is always a gamble (and most of it is a perfectly smart gamble), we decided to go right to the source—a veterinarian. We asked Dr. Oscar E. Chavez, DVM, MBA, Member of the American Academy of Veterinary Nutrition, for his thoughts on pet insurance and whether it's worth the cost.
Around spring time, you hear lots of people talk about gardening and almost every other magazine article offers up "how-tos". But true gardening aficionados look to fall to start their gardening in preparation for the spring.
I'm not much of a gardening person, but after much research I decided to follow those experienced folks in planning for fall gardening and enjoying the fruits of my present labor at a future date, most likely spring.
Unlike spending over $300 last spring trying to plant a small amount of flowers, this fall I got twice the amount for under $100. Let me tell you how I came under budget, got a custom look and will have long-lasting flowers that I won't have to consistently replace:
1. Skip big box retailers. Yes, they are convenient, but they also come in at twice the price or more. I researched different sites including Yelp and found a wonderful local nursery close to me that sold plants for wholesale prices. The quality was better and of course the price you can't beat.
Manufacturers want you to try their new products but sometimes they don't offer a freebie sample.
The next best thing is a rebate. What's a rebate? The manufacturer of the product will mail you a
check for the purchase price of certain products.
How does it work?
Step One: You buy the specific product at the store.
Step Two: Fill in the manufacturers rebate form.
Step Three: Mail the rebate form and other required info (usually a UPC and/or store receipt) to the manufacturer of the product.
Step Four: YOU GET A CHECK IN THE MAIL!
Rebate checks usually take about 4 - 8 weeks to arrive. Next is the most important fact you need to know:
You have to open every piece of mail even if it looks like junk mail. I had a check arrive once that I almost tossed
in the recycle bin by my mailbox. It looked like junk mail! I know it can be a little inconvenient but it's a
great way to try full size products.
Read on for a list to see what you can get a refund for.
I will freely admit that I am one of the cheapest people I know. As such, I often shop for used items on Craigslist (and the like) when other people would buy new. There are just certain things that are hard to justify the expense of new when they haven't changed in forever and they were made to last in the first place.
At the top of the list of these things are cars and durable goods like appliances and tools.
Cats are the number one most popular companion animal in the world, and are known for being fairly low-maintenance and self-sufficient. One of the myriad of qualities cat owners appreciate about their furry friends is that they can be easily litter-box trained. However, a fact little known by most cat owners is that cats can also be toilet trained!
I couldn't believe it when I first heard about this. I know cats are smart but...really? When I checked into it further, I found that cat owners all over the Web have posted proof positive that they trained their cats. If they can do it, so can you, saving hundreds on kitty litter.