Our family dog was 6-years-old when he developed a heart condition that caused him to be hospitalized for three nights—to the tune of thousands of dollars—before we had to put him down.
When I first graduated from college I owned an adorable little bunny named Fiver who ended up getting sick and—$3,000 later—requiring surgery.
Who among us with pets hasn't had the occasional (incredibly expensive) emergency? Of course the two scenarios I mentioned above may have been slightly cheaper (although no less emotionally draining) had either my parents or myself had pet insurance for pets
So … is pet insurance worth the cost, then? If the two scenarios above are any indication, it would certainly seem like it is. While insurance of any kind is always a gamble (and most of it is a perfectly smart gamble), we decided to go right to the source—a veterinarian. We asked Dr. Oscar E. Chavez, DVM, MBA, Member of the American Academy of Veterinary Nutrition, for his thoughts on pet insurance and whether it's worth the cost.
Sugar and Spice and everything nice, that's what little girls are made of.
Yes, and make-up and jewelry and art projects and books and clothes and…
Does walking in your daughter's room make you want to walk back out again? It probably does to her, too.
I have had some of the best conversations spending the day with my kids organizing their bedrooms. I view my kids' rooms as their mini apartments in our home. As they age, I update the décor in their rooms as well as the furniture.
Just like I regularly purge and organize my home, I am teaching them to do the same in their little mini apartments.
If you have a girl and a boy, I suggest starting with your daughter's room. It will take longer than your son's, but it will be more familiar to you and she will tolerate organizing longer.
We all waste money on things we could easily live without.
That's no surprise, though, as a quick look at our runaway credit
card debt reveals an obvious fascination with overspending.
However, you might be surprised to learn what some of our most
unnecessary money drains actually are.
Sure, you've got the usual suspects like luxury cars and
oversized homes, but we also can't forget about things like rental
car insurance and fraud monitoring services either.
While we may consider such things to be essential, they're
actually redundant at best. For example, most credit cards
automatically provide free auto rental coverage, and by choosing to
pay for a policy through a rental company, you're actually negating
what you've already got, not supplementing it.
The same goes for fraud protection.
Here's a few back to school freebies, including one for
teachers! If your a teacher Staples is giving out free gift bags
with bonus coupons to the first 100 teachers at each store. Check
the link for the date in your area for Staples Teacher Appreciation Day. I've posted this
next freebie before but I want to remind everyone about it. For the
entire month of August, JCPenney's is offering free haircuts to all kids K - 6th grade.
Appointments are recommended. The free haircuts are available at
all JCP Salons in the USA.
It's freebie time! I don't know about anyone else, but I love
going to my mailbox to see what freebies are there. Lately I've
been receiving a lot of K-Cup coffee offers I signed up for
about 6 weeks ago. Not just one K-Cup
either, they're four packs! Have you scored any of
the freebies offered in the Weekly Round-Up?
There are some free beauty products this week. You can get a free
samples of St.Ive's Blemish Control Apricot Scrub. Just upload a
photo and follow instructions to create a poster and then
submit it to get your sample. Dark & Lovely is offering a free
sample of Anit-Reversion Cream Serum.
What do you get as a holiday gift for the person who has everything? A hand-crafted ice sculpture of the Virgin Mary for their kitchen? Nah, too modest. A shower curtain made entirely of gold flakes? Nah, too assuming. The entire Harry Potter series on Blu-ray? Nah, too hipster. You could really wrack your brain for hours trying to come up with something so perfect, so cool, so unique and out of this world that your friend will not be able to believe their eyes...
Oh, I know! How about a DJ Cat Scratch Turntable?? It's the perfect gift, because they'll never see it coming and even if they don't have a cat, how could they not appreciate this gift of awesomeness?