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Just click the "Invite a friend, get $15" tab on the upper right hand part of the page and give friend's email address to receive referral credits upon the initial purchase. See site for more details. Restrictions may apply.
As the days shorten and temperatures drop, our utility bills are
going to begin to climb. A few small changes can reduce the amount
of energy you use. Here are some tips to help you decrease your
energy consumption and save money on your utility bills.
Put on a sweater and lower you thermostat. Set
your thermostat for between 65 - 68 degrees during the day and
lower it to 62 degrees while you sleep or are at work. If you have
a programmable thermostat, you can set it up now and not have to
worry about lowering and raising the temperature throughout the
Check the weather stripping around your doors and
windows. On a windy day, run your hand around the seams of
your windows and doors to see if you feel any drafts. If you do,
pick up weatherstripping at your local hardware store. You can find
self-adhesive weather stripping.
We all waste money on things we could easily live without.
That's no surprise, though, as a quick look at our runaway credit
card debt reveals an obvious fascination with overspending.
However, you might be surprised to learn what some of our most
unnecessary money drains actually are.
Sure, you've got the usual suspects like luxury cars and
oversized homes, but we also can't forget about things like rental
car insurance and fraud monitoring services either.
While we may consider such things to be essential, they're
actually redundant at best. For example, most credit cards
automatically provide free auto rental coverage, and by choosing to
pay for a policy through a rental company, you're actually negating
what you've already got, not supplementing it.
The same goes for fraud protection.
Halloween is one of my favorite times to decorate my home. However, I hate to break the bank doing so. Here are my top 5 tips for saving money on Halloween decorations.
1. Reuse what you have on hand with some quick additions. You can make a cute Halloween centerpiece by taking a vase and a candle you already have and adding candy corn around it. Look at what you have and see how you can give it some Halloween flair. Tablecloths and sheets can have many creative uses too.
2. Do it yourself. You can easily make all kinds of simple and cute Halloween decorations on the cheap. Everything from using glow sticks and toilet paper rolls for evil eyes in your bushes to cute subway art with free templates. I even have some ideas on a my Pinterest board to get you started.
Sometimes I think there must be a black hole in our budget where the extra money disappears, never to be seen again. Have you ever received a raise or finished paying off a big debt and thought you would now have extra money, only to find that within a few months you've gotten used to the additional funds in your budget? Now instead of it being an extra financial cushion, it is almost like it was never there. You know what they say, if you have it, you'll spend it.
For the past couple weeks I've been reviewing Open Air Cinema's OAC True HD CineBox Home, which provides everything you need for a killer backyard theater: a Blu-ray player, a high-definition projector, a big, inflatable screen, and powerful speakers.
It's an awesome setup--but also mighty expensive: the kit costs a staggering $5,499. Fortunately, it's possible to cobble together your own outdoor theater for considerably less.