We all waste money on things we could easily live without.
That's no surprise, though, as a quick look at our runaway credit
card debt reveals an obvious fascination with overspending.
However, you might be surprised to learn what some of our most
unnecessary money drains actually are.
Sure, you've got the usual suspects like luxury cars and
oversized homes, but we also can't forget about things like rental
car insurance and fraud monitoring services either.
While we may consider such things to be essential, they're
actually redundant at best. For example, most credit cards
automatically provide free auto rental coverage, and by choosing to
pay for a policy through a rental company, you're actually negating
what you've already got, not supplementing it.
I bought my house approximately eight million years ago (or, five, depending upon who you ask). We moved in, stupidly juggling dueling mortgages and a four-year old child, and were amazed by all the space. Nothing like a tiny three bedroom condo to make a full-sized house look a little intimidating.
at 3:30PM, 2 years ago |
Money Saving Tips
Recycling breaks down used materials so they're ready for reuse.
Upcycling takes recycling to a whole new level and creates
something new from recycled materials. These designers salvaged old
records, broken glass and even unused lightening insulators, and
used them to create unique kitchen accessories.
Thanks to upcycling, you can accessorize your kitchen with
something different. (You won't find these items mass produced
at a department store.) And do something good for the
environment to boot. Best of all, every product costs under $50--so
you can buy recycled kitchen accessories cheap.
Tuesday kicked off the Savings Pledge and I'm genuinely very
excited about this. I don't know about all of you, but for me, I
often need to go public or join a game or contest to stay on track.
It's one thing to make a stupid purchase and only have to explain
it to yourself, it's quite another to have to explain to a few
By Fought70 (Own work) [CC-BY-SA-3.0 or GFDL], via Wikimedia Commons
When we moved into our little house 2 1/2 years ago, I thought it was my dream house. We worked hard before we moved. We avoided paying rent by living in a camper for 9 months (even through part of a South Dakota winter!) in order to save up money and pay off bills so we would qualify for a mortgage.
We found the little house nestled on 10 acres of prairie land and declared it perfect, blindly ignoring that fact that it was a foreclosure and may have unforeseen problems. We got a great deal and we were in good shape to buy the house. We moved in in the middle of winter and looked forward to the spring and getting our home all set up.
The inside of the house was a mess. The doors and light fixtures were about 40 years old, maybe older. The paint was an extremely high gloss that we discovered was not at all easy to cover up, even with four coats of very good paint. The bathrooms were small and had cheap fixtures and the outlet sockets were so old that you could plug something in, only to watch it fall right back out.
Laundry detergent is something we all have to buy. It seems
like most popular commercial brands cost more than they should, and
finding alternatives is a great way to save money. Buying
eco-friendly laundry detergent will help keep your family healthy
and will help protect the environment.
By MrsMoneyGuest Blogger
at 9:57AM, 3 years ago |
Money Saving Tips