For a tech guy like me, Black Friday is kind of a big deal.
It's the day when stores slash prices on everything from laptops
and tablets to TVs and Blu-ray players. Be still, my cheapskate
Of course, the secret to Black Friday success is knowledge.
The more you know, the better your chances of scoring the absolute
best deals--and avoiding the deals that aren't as good as they may
With that in mind, I've put together three things you should
know about Black Friday:
As the leaves are changing, so are most of our diets. Gone are the days of eating chilled slices of watermelon at an outside picnic, and here are the days of warm, hearty meals. It is also hard to notice the abundance of this season's produce available at local farmer's markets and supermarkets.
A key to spending less on food is to plan meals on what is on sale. Shop produce at peak season to get the most bang for your buck. During the month of October and November you will find butternut squash, pumpkins and apples galore.
There is an ideal time to buy almost any kind of item. Seasonal
trends and manufacturer release dates can be predictable if you
know what to look for. Patience and planning could help you save as
much as half off the original retail price for things like clothes,
appliances, high-tech items, and more. If you don't want to do the
research yourself, you can even sign up for a special program that
lets you download an app to your smartphone and alerts you to the
best time to buy certain products.
Some sale seasons are predictable. Buy your holiday decorations
and other items that can be stored immediately after the holiday is
over. This year try buying your American-themed paper plates and
napkin sets the week after the 4th of July. Gym memberships are
less expensive in June when everyone has forgotten about their New
Year's resolution to exercise.
To help celebrate our independence here are a few freebies and deals.
You can get the BOGO coupon from McDonald's for smoothies or a free meal
for kids from IKEA if you're looking for food freebies. Brunswick is offering one
free game of bowling everyday until the 4th. If you don't have a live fireworks
show near you don't worry, there's an app for that. There are a couple $10 off
a $30 purchase printable coupons from Bath & Body Works and World Market.
Military can take advantage of a couple free baseball games and free admission
to an amusement park. And of course there are the free printables for the kids.
A brief plateau in gas prices has done nothing to alleviate our
concern that fuel prices may climb even higher. Gas cost less than
$3.25 a gallon mere months ago, but it's only now dipped below $4.
As consumers struggle to adapt to higher gas prices, a number of
long-term suggestions crop up: buying hybrid cars, investing in
public transit and bike lanes, drilling on our own soil. In the
meantime, though, such investments are impractical. While taking
public transportation or walking will certainly reduce fuel costs,
you can also save quite a bit by using the right credit card.
Gas credit cards, in particular, reward you
for paying at the pump. Some of them are tied to a specific
company, while others will give cash back anywhere you fill up.
It's easy to get lazy during the winter. When it's cold and gross outside, staying in shape both physically and fiscally can take a back seat to convenience. You go home instead of going to the gym. You grocery shop nearby even if the prices are higher. You buy lunch out so you don't have to carry that lunch bag on the train.
Here are five new habits to start so you can get in better financial shape this summer:
By Kyle_PsatyGuest Blogger
Money Saving Tips